Hello, I’m John Whyte, Specialist Equity Release Broker in Sussex covering the whole of the UK.
I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.
From the very first meeting I knew that John would be on my team. He is thoroughly professional but with a light and approachable touch. I would recommend this man highly for his knowledge and expertise. He found us a lifetime mortgage deal when others had turned us away. I’ve already recommended him to my sister. Thank you, John, for all your hard work.
I can highly recommend John Whyte 100% ….
He is patient, explains in full if you don’t understand he will make it simpler to understand. He will NOT leave you wondering what he was talking about. He was never ‘pushy’ in anyway in fact he was the other way making sure WE were happy with the transaction. John was very quick with replies and was always at the end of the phone. Because we are not really ‘techno bods’ everything was done the old fashioned way through the post or even hand delivered.I only wish more people were like John. Thank you
John Whyte was the only financial adviser who was able to source a company that was willing to provide equity release on my property due to its location. He was extremely easy to deal with, and was helpful and supportive at all times. He made the whole process straightforward, and even managed to find a solicitor that provided this service in my part of the UK.
I am so glad I contacted John Whyte to guide me through equity release. He made it a very straightforward process and ensured I had a good understanding of what I wanted to achieve and how to do it. Very professional and approachable and responsive. Thank you John I am very happy with the outcome. Highly recommend John.
John is one of the most professional people that I have ever had the good fortune to meet. His attention to detail is outstanding and he always gives off his best. After being given some wrong advice by another company it took longer to sort out my business with John than it would the average person. This was not John’s fault. However with Johns help and diligence in guiding me through what was an absolute quagmire I managed to achieve my goal and I have gained confidence in myself to sort out problems. Thank you John for all your hard work in what was a very difficult case.
John was extremely professional & helpful throughout the whole process
It was a pleasure dealing with him. John made the whole process very simple. I would willingly recommend him to my friends for financial advice.
Absolutely first-rate service from John.
His expertise is outstanding and related advice so clearly communicated.
John’s attention to detail and his go-the-extra-mile monitoring of the process, made it stress free.
Overall it was a pleasure having John lead for us.
John is the ultimate professional, both in advice and approach to whatever problem you throw at him! Have already recommended him to friends, will definitely be going back to him when the time comes to re-jig!
John was extremely helpful. He explained all the details of equity release very clearly . we would recommend him.
Equity release is a way to unlock the capital tied up in your home in one cash lump sum or in several smaller amounts, or as a combination of both. You can only get equity release if you own your home and are over the aged of 55.
An equity release broker is a completely independent intermediary for clients seeking to release equity from their property. An equity release broker offers market intelligence and acts as an agent for the customer, providing personalised advice. Equity release brokers make their money by charging a fee or commission for tailored equity release solutions.
There are costs involved with equity release. These are the fees for independent financial advice, the mortgage lenders charge and the property valuation or survey fee required to get a current market value of your property.
There is also the interest accumulated through lifetime mortgage plans, but this isn’t an immediate cost – it is rolled-up until the end of the loan (when you die), at which point it is payable by your estate.
Equity Release Sussex is a trading style of The Later Life Lending Network Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (Ref – 649443). Registered in England and Wales no. 09832887. Registered address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH.
For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender.
The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK