Your friendly, independent equity release broker
Helping you choose an equity release plan that's right for you, leaving you to enjoy your retirement
What is Equity Release?
Equity release refers to a range of products that let you access the equity (cash) tied up in your home if you are over the age of 55. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.
If you’re a home owner who is wishing to release some of the value of your own property, then you’ve come to the right place. Some retirees find themselves equity rich, but cash poor. Currently with the interest amount fixed at very low rates for life, now maybe a good time to release the equity locked up inside your home.
Learn more about equity release...
Hello, I'm John Whyte, Specialist Equity Release Broker in Sussex & South East
I'll help you choose an equity release plan that's right for you, leaving you to enjoy your retirement. I've prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please ask for a personalised illustration. ÂEquity Release Calculator
Simply fill in the details below and we will be in touch as soon as possible with a calculation of how much equity you may be able to release. We would stress that this is just an estimate and that it comes without charge or obligation of any sort.
Types of Equity Release
Mortgage and Equity Release Experts
What Can My Equity be Used For?
Find Out How Much You Can Release
An equity release broker is a completely independent intermediary for clients seeking to release equity from their property. An equity release broker offers market intelligence and acts as an agent for the customer, providing personalised advice. Equity release brokers make their money by charging a fee or commission for tailored equity release solutions.
There is also the interest accumulated through lifetime mortgage plans, but this isn’t an immediate cost – it is rolled-up until the end of the loan (when you die), at which point it is payable by your estate.
Learn More About Equity Release
How does equity release work?
Am I eligible?
What types of equity release are there?
Can I remortgage to release equity?
How long does it take?
How do I set up a plan?
Financial Considerations
How much can I borrow?
How much does this cost?
Will the cash I release from my home get taxed?
Can I move home if I take out an equity release plan?
Pros and Cons
Case Studies

Mr & Mrs B from Sussex

Mr & Mrs P from Hampshire

Mr & Mrs S from Guildford
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John Whyte
I am highly experienced in the fields of mortgages and equity release and understand the importance of talking to you in plain and simple English. I will be on hand throughout the entire process and will explain any effects to your state benefits and how they can be minimised.
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Contact
Please call me on the following telephone number.
Alternatively, you can also contact me on my mobile.
Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH
For Independent Equity Release advice we do not charge any upfront fees however, a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender. The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.Â
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.