Read My 2023 Reviews

We wish to thank you for the exceptional way you dealt with our recent Equity Release drawdown.
You gave us a clear path that we should follow and carried out all of the stages in a very professional way, keeping us informed at each step. You dealt with us in a very empathetic way,
Keeping in mind our age and the exceptionally stressful situation we found ourselves in.
We would recommend you to anyone in a similar situation to ours.
Once again many thanks for all the help you gave us.

Richard and Carol Edwards – Caerphilly South Wales, Caerphilly South Wales

It is a long held belief that you should borrow as much as you can for as long as you can, the rationale being that, over time, house price inflation will wipe out the debt. Being of a certain age, the term of any conventional mortgage becomes increasingly limited and so to be presented with so many options through the Canada Life product made it a ‘no-brainer’. Sincere thanks to John for introducing this product to me in an entirely professional and informed manner.

Richard Mathieson – Cheltenham, Cheltenham

I don’t think that we would have got a mortgage without John. He was highly efficent and always dealt with issues promptly. After a couple of false starts due to our circumstances, our third mortgage application was approved four days after the application was submitted and that saved our purchase which was on a tight deadline. So a big thank you to John and we highly recommend his services.

Tony Morris-Davies – Surrey, London

I cannot thank John enough for helping my husband and I start to get a grip on our finances. Like many people we have a mortgage and had not really thought about things. We just paid it without thinking. Life events – my husbands ill health made us take stock. Firstly John helped us with our home mortgage and now he is sorting out our buy to lets. He has been so helpful and really made sure we knew what we were doing. No pressure and each step clearly laid out with time for us to think things through and ask questions. The lifting of the stress it had been causing is great and I feel in control.

Mr & Mrs Deacon-Hedges – Hove, Hove

John was extremely professional and helpful, particularly when a surveyor from the first company approached would not provide a value as it was deemed an adjacent property was commercial. Within a very short period John had alternate providers lined up and the whole process went very smoothly indeed.

Paul Stafford – Forect of Dean, Coleford

John was very helpful and guided me through the process, made sure that everything was going along as it should.
I would recommend him to my friends.

Margaret Lewis – Haverfordwest. Wales, Haverfordwest. Wales

We Can Highly Recommend John Whyte
He was very Professional and Caring and guided us through the whole procedure of Equity Release
Myself and My Family are so pleased as it has enabled us to stay in our Home
Many Thanks to you John
Julie and Caroline

Caroline Thomas – Worthing, Worthing

Initially we were both unsure of the ins and outs of equity release. John was recommended to us and after a phone call John said he was in our area and would pay us a visit in Wales.

John was wonderful explaining everything in simple terms for us and he was very patient with our questions. Because of John it all worked seamlessly and in a timely manner.
Its also good to know that we can contact John at any time if needed.
Would highly recommend John.

Christopher Williams – Wales, Wales

Very professional service. Listened to our requirements, found very suitable plan and explained the terms very fully and very simply, answering all our questions. Very impressed.

Vaughan Kerry – Cheltenham, Cheltenham

Would highly recommend Johns company. Everything was explained to us clearly and we’re very happy with the whole process.

Rosie Latchford – Cheltenham, Cheltenham

Excellent service John was very helpful and knowledgeable everything went smoothly Would thoroughly recommend John

Angela Ross, Shoreham

John had the task of sourcing and arranging a tricky remortgage and I cannot fault any aspect of the service we received. Great communication throughout the process, incredibly diligent when sourcing the right mortgage for us, and was on hand to provide us with support and guidance from start to finish.

I cannot recommend John highly enough to anyone looking for mortgage advice.

Thank you John.

Chris R, West Sussex

John is the consumate professional in this area and really knows his subject inside out. He is always on the ball and constantly ready to chase things through to completion. His friendly manner and great customer service are the icing on the cake. Would recommend John to anyone.

Mr & Mrs Hill, Worthing, Worthing

Read My 2022 Reviews

Right from the start John displayed a calm, efficient knowledgable persona and helped guide us through the field. Any questions asked were always dealt with quickly and accurately and made for a pain free process. Thank you John.

Graham Devenish – Worthing, Worthing

We were referred to John through a family member. We found him very helpful and very patient in explaining everything to us. There were a couple of hiccups along the way but John dealt with them as quickly as possible and put our minds at rest. We would not hesitate to recommend him to anyone considering Equity Release.

Douglas Mason and Linda Summerfield – Eastbourne, Eastbourne

Very professional and pleasant to deal with. John took great care to make sure we got the best deal and even nudged our solicitor along to ensure we didn’t miss our deadline before the rate went up. Highly recommended

Jan Godfrey – Rustington, Rustington

Throughout a number of financial arrangements, John has taken us through the minefield of the necessary steps with clear guidance and aplomb. We do recommend his professionalism very highly.

John Marshall – East Sussex, East Sussex

Can highly recommend JOHN,he was first class through out are equity release.Everything was explained in a clear manner and if necessary John was happy to go over everything a second time..Always supportive throughout and always available to offer advice and encouragement.Was quick to react to all eventualities
A gentleman and myself and my wife are grateful for his help.

John Stewart – Middlesborough, Great Ayton North Yorkshire

I first saw John in 2019, at that time we agreed that equity release was not for me, however after the covid pandemic my situation changed and I contacted him again, John takes great care to make sure everything is explained fully, I am very pleased with the service provided and confident with my choice.

Katie – East Preston, East Preston

John was brilliant during all phases of our equity release process. Clear, supportive and above all : quick to react to all our various Queries.

Mr & Mrs Keene – London, London

Always a pleasure working with John informative trustworthy patient I don’t think I could trust anybody else !

Lorraine Peel – Littlehampton, Littlehampton

From the very first meeting I knew that John would be on my team. He is thoroughly professional but with a light and approachable touch. I would recommend this man highly for his knowledge and expertise. He found us a lifetime mortgage deal when others had turned us away. I’ve already recommended him to my sister. Thank you, John, for all your hard work.

Richard Procter – Lancing, Lancing

I can highly recommend John Whyte 100% ….
He is patient, explains in full if you don’t understand he will make it simpler to understand. He will NOT leave you wondering what he was talking about. He was never ‘pushy’ in anyway in fact he was the other way making sure WE were happy with the transaction. John was very quick with replies and was always at the end of the phone. Because we are not really ‘techno bods’ everything was done the old fashioned way through the post or even hand delivered.I only wish more people were like John. Thank you

Lorraine Sharp, Littlehampton

John Whyte was the only financial adviser who was able to source a company that was willing to provide equity release on my property due to its location. He was extremely easy to deal with, and was helpful and supportive at all times. He made the whole process straightforward, and even managed to find a solicitor that provided this service in my part of the UK.

Mark Raeburn, Glasgow

I am so glad I contacted John Whyte to guide me through equity release. He made it a very straightforward process and ensured I had a good understanding of what I wanted to achieve and how to do it. Very professional and approachable and responsive. Thank you John I am very happy with the outcome. Highly recommend John.

Ann Griffin –, Worthing

John is one of the most professional people that I have ever had the good fortune to meet. His attention to detail is outstanding and he always gives off his best. After being given some wrong advice by another company it took longer to sort out my business with John than it would the average person. This was not John’s fault. However with Johns help and diligence in guiding me through what was an absolute quagmire I managed to achieve my goal and I have gained confidence in myself to sort out problems. Thank you John for all your hard work in what was a very difficult case.

Margaret Selby, Hampshire

John was extremely professional & helpful throughout the whole process
It was a pleasure dealing with him. John made the whole process very simple. I would willingly recommend him to my friends for financial advice.

Rita Lloyd, Brighton

Absolutely first-rate service from John.
His expertise is outstanding and related advice so clearly communicated.
John’s attention to detail and his go-the-extra-mile monitoring of the process, made it stress free.
Overall it was a pleasure having John lead for us.

Steve & Karen Clayton, worthing

John is the ultimate professional, both in advice and approach to whatever problem you throw at him! Have already recommended him to friends, will definitely be going back to him when the time comes to re-jig!

Mrs Vidler – Anglesey, Wales

John was extremely helpful. He explained all the details of equity release very clearly . we would recommend him.

John & Sue Head, East Sussex, peacehaven

I would publicly like to THANK John for his tough persistence and tenacity in seeing the job of an equity release on my property through. It would not have happened without him. For a number of times I was close to giving up, no longer have the energy or powers of concentration to be dealing with the legalistic minutiae or sheer incompetence of a number of the parties involved. However his polite probing, discreet phone calls, checking that all the i’s were dotted and t’s crossed kept the applecart moving and a successful completion. Undoubtedly a good person to have in your team.

Mr Tiranti – East Sussex, Brighton & Hove

John guided us through the process every step of the way and made it stress free. He gave us invaluable insight to help us make an informed decision. John’s knowledge in this field is second to none and we couldn’t recommend John highly enough.

Gill & Phil Baker – Worthing, Ferring

I have recently had dealing with John Whyte regarding Equity Release. John to me through the whole process explaining everything in detail and answering my questions. There were a few hiccups along the way, but John dealt with these in a very professional way and kept me informed. John went above and beyond and I have no hesitation in highly recommending John Whyte.

Andea Knight – Lancing, West Sussex, Lancing, West Sussex

Read My 2021 Reviews

With John’s help over a two year period we have managed (finally!) to complete a long term plan to raise a lifetime mortgage secured against our “downsize” home. There were difficulties to circumvent. The property was a new build apartment which we had committed to purchase at the “hole in the ground” stage of a large apartment development. Although that matter had been dismissed as “no problem at all” by other advisers this did turn out to be a real problem in practice – a problem which was further compounded by long delays in the build programme due to pandemic effects on materials and labour availability.

Eventually we had to raise the cash to complete the purchase of the property by liquidating our income generating savings – but we then found, even as 100% owners, that we were still getting multiple rejections from Lifetime Mortgage providers (all of them – as it turned out!). It was John who discovered the cause of these setbacks – a combination of an obscure effect of unintended implications in the drafting of the 1988 Housing Act and the proposed level of ground rent defined in the lease of our downsize property. (This problem should have been discovered by our solicitor before we signed the contract of course – but it was not)

Using his effective relationship with lifetime mortgage providers John managed to persuade a provider to amend their standard lending terms to allow our application to proceed – which I understand is virtually unheard of.

With John’s help we have now completed the final stage of our “later life” financial plan – a lifetime mortgage secured against our “downsize and forever” new home. This has released the cash we had raised to complete the purchase and income streams can therefore now be restored. And we can get on with enjoying the rest of our lives.

If you are considering taking out a lifetime mortgage and seeking an independent adviser with a wide knowledge of the market and with a dedicated application to your requirements (even if these might turn out to be not as straightforward as was expected – as was our case) we would have no hesitation whatsoever in recommending John as an excellent choice.

Mr & Mrs Hilton – Worthing, Worthing, West Sussex.

John provided us with a first-class service despite a particularly challenging set of problems.

His friendly and clear approach was refreshing, and his focus on us (the customer) was always apparent during some frustrating setbacks (which were completely outside of his control).

I would have absolutely no hesitation in recommending him.

Mr & Mrs H – Storrington, Storrington

John came highly recommended by a family member; He is extremely professional and very thorough; we had several face-to-face meetings to ensure the mortgage offers were right for us and kept us updated on the progress right through to completion.

John Horspool – Littlehampton, West Sussex

This is the second time that I have used John. I was able to cancel the original Equity Release mortgage and renew at a substantially reduced interest rate. The renewal was complicated by a restriction on the Land Registry and other problems. John acted efficiently and professionally in assisting in the resolution of the difficulties and was always available to guide and reassure. I would have no hesitation in recommending him. I did so in 2016 and I have pleasure in doing so now.

Mr K Martin – Reigate, Reigate

We recently dealt with John and would highly recommend him. The transaction went smoothly and efficiently. He gave us such great and friendly service and we felt really looked throughout the whole process. Definitely five stars!

Sylvie & Edward Chilman – Gillingham, Kent, Gillingham

We approached a Lifetime Mortgage with a lot of uncertainty, having spent some time looking up reports and analyses, pros and cons and all manner of comment pieces. It seemed a very daunting process.

Finally we contacted John Whyte and we could not have made a better choice.
He talked us through all the legalise and jargon, pointed out all the plusses and minuses and at the same time made sure that he understood exactly our situation and reasons for the mortgage.

There was no hard sell. On the contrary, he encouraged us to look at all the options and made sure we understood them.

He was at all times clear, friendly and helpful.

Thank you John for guiding us successfully through a process which we had initially approached with such trepidation.

We would be happy to recommend his services to anyone considering a lifetime mortgage.

Derek and Janet Roe – Brighton, BRIGHTON

I would like to thank John Whyte for the very thorough, brilliant and professional service he carried out for us. I was kept well informed all the way through the process and any problems were sorted out without delay. I would not hesitate to recommend John to family and friends.

Terry High – Worthing, Worthing, West Sussex

I was recommended by a friend, who had used John’s services and it was one of the best recommendations , I have ever had.
I was dreading the process but John took time too explain and give me all the facts I needed to make my decision. It was a seamless process and John was always great at coming back to me , if I had a query. Nothing was too much trouble.
I am so pleased I found John… I might of taken equity release earlier, if I knew what great service I would of received!

Ms Scott – Bognor Regis, West Sussex

I have to thank John for the help and support for guiding me through the process
of Equity Release, he made it a lot easier when I have a very bad Solicitor.

Susan Emberton – Bucks, Pitstone

John Whyte was recommended to me by my lawyer. I would like to thank John for all his help and guidance which enabled me to finally find the ER deal that suited my situation which was complex, difficult and stressful. His calmness in the eye of the storm was very reassuring and he was always hands on and reacted promptly, clearly and efficiently to all the queries I raised during the process.
I will be recommending John to any of my friends or family that require assistance to put together a suitable Equity Release Mortgage. John, you are a credit to your industry.

Mr L – Billingshurst, West Sussex

Thank goodness we had John Whyte as our broker. Our recent experience with getting Equity Release would have been a nightmare had it not been for John’s dogged persistence. I would give him 5 stars any day. Thank you John

Eileen Ward – Lancing, W Sussex, Lancing, West Sussex

I found the whole complicated mine field of equity release, was made easy with the the help of John whyte. He responded to my questions with speed and accuracy , and made the whole process painless. In fact from initial contact to completion was just five weeks, very impressive.Highly recommended.

Mr & Mrs O’Connor – Bognor Regis, West Sussex

John was recommended to us by a friend as we were interested in obtaining Equity Release. He was extremely helpful & explained everything very clearly and promptly, which enabled us to obtain the best possible deal. Many thanks!

Mr and Mrs B, Kingston, Kingston upon Thames

John was recommended by my Mortgage advisor who I have used for years as I wanted a different product.John explained everything in great detail and over several zoom and telephone calls.
He recommended the product he thought would be ideal for my personally in my circumstances.
I would highly recommend him and found him very patient and helpful and able to ask my many many questions.

Ms Aviss – Windsor, Winkfield

Thank you so much John for helping us through our recent financial application. It was a difficult journey due to external complications ( caused by third parties), but your tenacity, hard work and efficiency got us over the hurdles to a successful conclusion. We thank you greatly, and it has been a pleasure working with you and being able to rely on you, and we would certainly have no hesitation in recommending you to anyone who requires an efficient and friendly financial adviser.

Mr & Mrs W – Tewkesbury, Tewkesbury

I cannot recommend John Whyte highly enough. I am a 78 year old widow living alone and needing extra money for essential home repairs, etc. John patiently and professionally explained everything about equity release to me and answered every question that I asked.
Everything went through smoothly, every step explained along the way and, when there were slight delays, John stepped in and dealt with them speedily.
Look no further if you are thinking of equity release.

Pam – Rustington, Rustington, West Sussex

John was very professional in doing job.
Nothing was to much trouble and he explained everything clearly.
I highly recommend John to sort out your equity release.

Mike- Walberton, Walberton

John was thoroughly professional throughout the process which went very smoothly and very quickly. John supported us throughout and gave great advice and information as we progressed the application. At all times John communicated clearly, promptly and when necessary chased the other parties involved. We would highly recommend John if you are considering equity release.

Mr & Mrs Howard, East Sussex, Seaford

John was amazing every step of the way he helped my parents through the process of equity release and made it as stress free as possible, i can not recommend him enough and am grateful for his help in making my parents lives that much easier.
Thank you

Mr J – Lancing, Lancing

John originally arranged an Equity Release for my wife and myself a few years ago and handled everything in a quick and efficient manner, and now after 55 years of marriage and sadly living alone, I decided to take as much equity as possible out of my house.
Taking out a second equity mortgage seemed to throw up every possible hurdle imaginable. John, completely unperturbed, ploughed on in his inimitable and determined manner, finally locating a suitable provider and monitoring the progress of the solicitor he very knowledgeably recommended.
To sum up, John has been the ultimate professional and did absolutely everything to ensure the success of the transaction.
Thankyou John.

Mr V, Bristol, Bristol

John was recommended to us for his specialised knowledge in the Equity Release field by another professional. We are so glad we followed that advice. Throughout our house purchasing process he was helpful, informative and always friendly. Complications arose on the house seller’s side causing the conveyancing process to become prolonged. However, John not only remained patient and guided us through the stages for securing our loan but he was also proactive in communicating with our solicitor to minimise delays. It was largely due to his perseverance that the the deal was completed successfully. We cannot thank you enough, John, and will happily recommend you to anyone seeking ER advice.

Mr & Mrs W, Somerset, Somerset

Re equity release . John Whyte is a professional in his field , guiding you through all the process, making sure it’s right for you. Highly recommended.

Mr S Adams from Eastbourne

John was very professional & explained everything in language that was easy to understand, his presentations were clear and easy to comprehend, he paused frequently, for us to ask any questions, very friendly, and easy one the ear, we did not feel pressurised at all, and everything was documented exactly as per the meetings, after speaking to another Equity Release Company, I would highly recommend John. 10 out of 10 for Service and friendliness.

Mr & Mrs R from Horsham

John was so amazing, throughout the whole process. He is so professional and nothing was ever too much trouble for him. There were a few sticking points along the way, but John was literally there chasing everybody, to get the transaction concluded. Without him we would definitely still be going backwards and forwards!. I would highly recommend John everyday of the week.

Ms G from Kent

Just completed second mortgage guided throughout again by John Whyte. Great expert in his field, and endlessly patient and helpful in securing a really good deal for me. Can recommend him totally. Thanks John.

Mrs Nutbeem, Dorset

I first contacted John around 5 years ago about equity release and without fault he has continued to provide upto date market information and support until i finally this year completed my equity release.
I would not hesitate in recommending him and i will definitely contact him for any future requirments.

Mr & Mrs Harrison, Eastbourne

First contacted John a couple of years ago for advice which he gave making sure I understood everything. This year I contacted him again regarding equity release and again he was very helpful, made sure I understood everything and kept on top of the transaction. I would recommend him.

Mrs Perkins – Hampshire

John was recommended by a friend. He was knowledgeable and friendly whilst advising and supporting my mortgage application. He kept me well informed of the process and was proactive in chasing the lender.

Mrs Alderman, Surrey

John was fantastic! He was very thorough in explaining every step of the way and very much had my interests at heart. Despite Covid, he sorted the Equity Release very quickly and efficiently. I was extremely happy with his services. If you need to get Equity Release then he’s the man to sort it for you .Thank you John.

Mrs W, Worthing

I had the pleasure of employing John Whyte for releasing equity on my property. I was very impressed with the advice, efficiency, friendliness and quick service that entailed. I was kept informed and up to date on a regular basis. He was knowledgeable and was always on hand to offer any information or advice as the process went forward, with no problems or delays. Professional and friendly service – I would highly recommend.

Mrs R – Peacehaven

We cannot speak highly enough Of John Whyte’s assistance and professionalism during our recent equity release.

We would not hesitate in recommending him to anyone who asked.

Martin and Eileen Cassillis

Mr & Mrs C – Worthing

John is very experienced and skilled with excellent relationships with the mortgage companies. I could not recommend him more highly he was so supportive during the whole process,

Mr & Mrs C – Isle of Wight

Thanks John for a professional service,good value for money,amazing patience ,and quick response.Nothing was too much trouble,and your help was invaluable.

Mr & Mrs Smith – Worthing

From the off, John was friendly, professional, responsive and patient. He took the time to explain each step of the process with absolute clarity. Excellent service from start to finish – I highly recommend John.

Mr R

John was extremely thorough in helping us choose an Equity Release plan that suited us both. He was very knowledgeable on the current market and able to get us the what we wanted. He always responded very quickly to any queries we had.

Mr & Mrs Y, Lancing

Professional service throughout, excellent support, patience and guidance during the whole process. Advice given was honest, open and easy to understand. We would highly recommend John to anyone – moving is a stressful business, but with the service that John offers it is so much easier!

Mr & Mrs Smith, Worthing

It was so nice to be able to deal with someone direct who, let me assure you, has his clients best interests at heart. My equity release had a few delays because of COVID but John was always checking and getting back to me to try to hurry things along. I would and have recommended him to others as equity release can be a tricky field to navigate but John made it all so clear and easy to understand.

Mrs E, Isle of Wight

Read My 2020 Reviews

We had originally tried to use a well known national provider to switch our mortgage to a life time mortgage. Due to an issue with the property the national provider broker said they would not be able to assist.

This didn’t sound right to us so we contacted a more local person, John Whyte who listened to the situation on phone and agreed to come round to the house. After having a look round John disagreed that there was an issue with the property and sure enough survey and valuation went through exactly as John predeicted, John was even spot on with the valuation of our property and in our case he also managed to find a life time mortgage product that had a lower interest rate than our existing mortgage!

John is very professional and competent at his job, he managed a potentially tricky sitaution for us with ease. We also changed our life cover through John to more appropriate products saving a bit in the process.

Many thanks John.

Mr W – Worthing

A very professional service. We were guided through with great care and understanding, enabling us to proceed.

Mr & Mrs H, Lancing

John was very approachable from the very first time we spoke and he continued to be extremely professional and very reliable. We were so happy to have had John assist us with the equity release. WE genuinely highly recommend him. Thank you John.

Mr & Mrs W, London

John very kindly took over the job of arranging our re-mortgage at short notice. He provided a hassle-free service and bearing in mind the added difficulties presented by the Coronaviras, he managed to get everything arranged within the timescale. An excellent service all round. Thank you.

Mr & Mrs Wood, Malvern

John provided excellent service with utmost professionalism. All aspects of equity release were clearly explained and no matter how small my queries were John dealt with them promptly.. His friendly persona made the whole process of equity release very easy..

Ms G May, Havant, Hampshire.

John is extremely helpful. and made me feel confident throughout the whole process. Despite all the complications posed by the Covid pandemic he managed to keep me focussed and on task.
He turned out to be a real “friend in need” . What’s not to like?

Miss C – London

Thank you John for the advice and time given to make sure I had the right product in releasing money from my house and allowing me to enjoy the equity now . Even with the covid pandemic going on things progressed smoothly and I would not hesitate to recommend you.
Thank you again

Mrs H, Bognor Regis

Excellent financial advisor.
He guided us through the process & it was quick & stress free

So thank you John

Mr & Mrs B , Frinton On Sea

John has made this process feel so easy. He was extremely responsive to every question I had. A very professional service from start to finish. I really felt I could trust him. Plus, my application was processed through out the most difficult times, lockdown, but this did not faze John in any way, he managed the situation excellently. Thank you, John

Mrs Onipede McGrath – Worthing

Equity Release is a big decision so when our neighbours recommended John we thought we would find out exactly how it all works. John took us through the whole process, answering every question, giving detailed information on all aspects of the procedure and explaining all the various options available to us. Never felt under any pressure and went ahead, the whole process was very professional from start to finish and completed with no complications at all. John kept us informed at every stage and we would highly recommend him.

Steve & Jan W, Worthing

John was referred to us by another Financial Advisor, having explained our circumstances and concerns over equity release John went through everything and very clearly explained the different aspects of the product. John was very easy to talk to and at no time did we feel under any pressure to make any decisions, it was entirely conducted at our pace.We would thoroughly recommend John as a sound, knowledgeable and very courteous Equity release advisor. He made sure of a very smooth process from start to finish.

Mr & Mrs H, Pembrokeshire

John was recommended by a friend and provided an excellent service, explained everything to us and very approachable would definitely recommend him, provided first class customer service, which you don’t always see now days!

Mr & Mrs Y, Canvey Island

When we first decided to go ahead with equity release we were apprehensive and had a lot of questions . John soon put our minds at rest and gave support through the entire process. Highly recommended . many thanks John.

Mr & Mrs B, Worthing

John Whyte was recommended to see through my instructions to obtain a lifetime mortgage and it proved to be sound advice as John has directed all parties involved,ie solicitors etc, to a speedy conclusion with funds available within eight weeks with constant updates through emails. He was also readily available on mobile for assistance, hence further recommendations will follow.

Mr M, Worthing

From the very first contact Jean and I felt that we were dealing with an experienced professional, not just someone selling a service.
All the steps and the alternative options were clearly explained and everything happened as predicted.

Mr B & Mrs E, Worthing

A very professional and pro active approach. John provided great service whilst arranging a life time mortgage (equity release) when we moved house. Every thing was crystal clear and ‘no problem’. He also helped to move along the legal conveyancing of the house purchase. A thousand thanks John.

Mr & Mrs C, Hampshire

John took us through each step of the process. He explained fully what our options were at each stage..He answered all our queries or misgivings. His relaxed and professional manner swiftly put us at ease. The whole process was completed smoothly and quickly. We would have no hesitation in recommending John.

Mr & Mrs B, Worthing

Read My 2019 Reviews

John provided exemplary support from beginning to end. His knowledge is second to none and he combines this with excellent customer service. I cant recommend him too highly.

Mr W, Angmering

John was professional and friendly, explained everything very carefully – including any risks – when helping arrange a Lifetime Mortgage with a Drawdown facility. All was smooth and trouble-free. Done in less than 4 weeks at a very good fixed rate. Thank you, John.

Mrs H, Worthing

John was recommended to us by a business associate.
From the beginning to completion of our process, our experience of John, his explanations, his user friendly approach and knowledge of his field was amazing.
He came up to North Norfolk in order to complete forms and be face to face with us.
Altogether a stress free, successful transaction.
We feel pleased to have met him and most certainly will contact him again if needs be.

Mr & Mrs N, North Norfolk.

John came via recommendation and was everything they said…quick, and efficient. No pressure, just clear explanation. Set up very quickly with all parties involved working together…pity the political party’s could not do the same… 😃

Mr & Mrs D, Littlehampton

John has been absolutely fantastic in helping us buy our first house. He is extremely helpful and works in a professional & friendly manner. During our time working together, we have been impressed by his work which has always been to a high standard: prompt, accurate, and full of clear and useful information. We have had a seamless journey with John, and would very much recommend him to prospective clients, and have already recommended him to our peers. Thanks John!

Mx E & Mr L – London

John was very professional throughout my process of equity release. I had interviews with other representatives and John surpassed them all. I would recommend John to anyone who mentions equity release to me. Thank you John very much.
From a very satisfied customer

Ms S, London

John was efficient and professional and everything was explained patiently with no pressure. He is also very pleasant and approachable. John made sure that we were aware of all the product terms and conditions, and that the product suited our needs. Matters were concluded in the expected timescale. We would strongly recommend John

Mr & Mrs K, Bognor Regis

John was very professional and patient, All the questions I had were explained in a nice relaxed way. I also asked him from the beginning to keep my eldest son Grahame in the loop – which he did very smoothly. and efficiently. The procedure was done very quickly with all parties concerned Solicitors etc… so my thanks to you John for helping my family and I achieve our goals for the future.

Mrs A, Worthing

Really amazing service.
After being messed about by another mortgage broker for 4 months John got us an offer in under 3 weeks.
John is an extremely knowledgeable broker and immediately inspired confidence.
I have already recommended John to a friend and a relation.

Mrs & Mr B, Steyning

This is the second time I have used John to help me with my mortgage and he has been truly phenomenal. My situation was a little complicated but every step of the way John was amazing in assisting me and making my life so much easier. Cannot recommend him more.!

Miss M, East Preston, West Sussex

Couldn’t of asked for a better person for the job! Very professional, understanding and friendly.
John explained everything clearly and made sure all was understood. From start to finish he kept me up to date with the process and made sure I was happy every step of the way.

Mrs W, Worthing

John was a really nice guy. He explained everything clearly which made our decision to go for the equity release very easy even though he did have to go through the process twice, because the first lender turned us down.

Mr & Mrs D, Walton-On-Thames

Thank you John for your excellent service throughout our recent transaction with your recommended Equity Release provider. It was a demanding transaction at all times and without your service we would have given up.

Mr A & Mrs D, Arundel

John was extremely knowledgeable and professional and guided us through the process. He was a pleasure to work with and I would highly recommend him.

Mrs & Mr T, Crawley

John was very professional and polite and respectful all the time. We would recommend John to others.

Mr & Mrs B, Lancing

As others have said, one of the pleasures of dealing with John, was that at no time did we feel we were being pressurised into making a decisions. He explained all the options open to us, the pros and cons of Equity Release and Lifetime Mortgages. Would highly recommend John.

Mr & Mrs L, Rustington

John has helped me before and is so efficient I rely on him , not only to tell me when my mortgages are needing to be renewed, but also in finding me the best deals. Thank you

Mrs M, Burgess Hill

Read My 2018 Reviews

“I was first introduced to John in October/November through my daughter’s Financial Adviser. He visited me with my daughter present to explain what was involved in releasing equity in my property – I had recently been bereaved and did not wish to move house at the present time.

He was very pleasant and the whole discussion was clearly set out as to what was involved and he explained the various stages of the procedure. This was all conducted in a very relaxed fashion – no hard sell, no pressure. We finally agreed on how much equity I wished to release and he set the wheels in motion. I had various papers to find – some of which were available to him there and then – others would be needed further along the line. He advised that I would be hearing from my solicitor and that the financial side would be handled by the recommended lender.

I duly received an acknowledgement from solicitor followed by an appointment with a firm of solicitors near to my home in order to have my identification verified. This was all satisfactory and I was advised that I would received confirmation of my acceptance before Christmas. This I received on 22nd December and the funds were in my bank before the new year. This could not have been easier or executed more smoothly and John was the driver behind this satisfactory conclusion – I enjoyed working with him. There was no pressure (as with double glazing agents!) I wish him well for the future and now I just have to spend my money!

Mrs S, Surrey

For the second time John has provided a fantastic service always working in the best interest of his clients. I would highly recommend him.

Mrs D, Hampshire

John made the process of equity release so easy, keeping in contact every step of the way. I would highly recommend him if you are looking for equality release or mortgage advice

Mr & Mrs A, Eastbourne

John has been a great help to us, providing a excellent service for our
Remortgage, . I would highly recommend John he is always there for any help and always great advice. Iits been a pleasure doing business with you again .

Thank you John

Mr & Mrs B, Brighton

John helped me with my previous remortgage and was so helpful that it was obvious to use his services again. He is always prompt with his help, advice and reassurance when it was needed. I trust his judgement completely and he got me the best remortgage which I am very happy with. So thank you John

Mrs S, Crawley

I have to say that your service in managing our affairs , in regard to bringing about a succesfull Equity Release ,have been exemplary.

At all stages you have kept us imformed of the proccess and navigated successfuly through the ancient planning problems that threathened time consuming delays!

We can thoroughly recommend your excellent service to anyone considering comprehensive advice regarding all aspects and pitfalls of Equity Release Plans.

Mr & Mrs L, Southampton

We were considering Equity release. John made the whole process completely painless, guiding us through all the options available leading to a satisfactory conclusion, Would not hesitate recommending.

Mr & Mrs J, Ferring, West Sussex

John did a terrific job in helping me to change from residential to buy-to-let mortgage. He listened to my wishes and acted promptly – all very professional and straight forward!

Highly recommended and I would use him again in the future!

Mr M, Croydon

John came highly recommended to us and how glad we were that we were given his name! Nothing was too much trouble and his attention to us and detail was second to none. He gives a thoroughly professional service with personal care. His advice was spot on and he can be completely trusted which is a great advantage…. we would thoroughly recommend him and his services.

Mr & Mrs F, Dorset

I found John through my financial advisor, and am very glad I did.
He has been more than helpful, answering my son’s queries as well as my own. There were a few difficulties as my flat is part of the freehold of the building, but John steered me through and I now have the equity release that he recommended. Thank you John.

Mrs LG, Brighton

We found John to be very professional and helpful guiding us through the Equity Release process. Nothing was ever too much trouble and we would highly recommend him.

Mr & Mrs G, Chichester

John was extremely helpful & knowledgeable. He was able to advise & guide us to get a great deal that was right for us. Nothing was too much trouble for him & whatever we asked for or needed it was done straight away. John was also able to advise on other matters that arose from our conversations & meetings. We would highly recommend him.

Mr & Mrs H, Worthing

John was most helpful with my recent equity release application. He provided all the necessary information and answered all my questions clearly and concisely. I would have no hesitation in recommending him.

Ms B, Littlehampton

Dear John

Many thanks for handling our Equity Release, it was a pleasure to discuss this with you and receive your advice. From our meeting on 16th October you made us feel at ease and explained the whole process so that we fully understood everything.

You’re monitoring and input has guided us through the application and you have handled everything most efficiently on our behalf and made this so easy for us both.

The solicitors that you recommended Ashford’s were most efficient in dealing with everything on our behalf and the whole process since or first meeting on 16th October was completed within 5 weeks to the day.

That’s what I call excellent service from start to finish.

Mr & Mrs S, Nottingham

The service and expert advice I received from John was superb. He was most supportive in every way during the whole process from start to finish, which was greatly appreciated.

Mr P – Middlesex

Read My 2017 Reviews

John was recommended to me by a friend many years ago and I’m glad they did. Since then we’ve contacted John when in need and nothing has been too much trouble. His honest approach to business is refreshing and he always works in your best interests.

Robert Kiernan

John was so so so patient with helping get an equity release that was just right for me.. John was very knowledgeable & was very patient. Thank you John.

J Doe

I would highly recommend John he helped us with our remortgage, John is extremely good always there nothing is ever a problem he has given us an excellent service, John it’s a pleasure to do business with again.

Fred and Karen Blunden

John has been of great help to us as we negotiated equity release. His advice helped us to see our way through quite a complicated choice. He has always been very professional helpful and there when advice was needed. We will recommend his services to others.

John and Annette Thomas

From the beginning, John has gone out of his way to be accommodating to our needs. Quick response times, helpful service and continual follow up after completion. I would highly recommend his services to anyone looking for a mortgage product.

Peter Garcia

Read My 2016 Reviews

We found John to be extremely helpful in guiding us through the process of equity release,explaining everything clearly and being at all times available and helpful

Alf and Barbara Maples

We have had John’s vastly valuable help both with an initial buy to let mortgage and a recent remortgage. He actually saved us a few thousand pounds by correcting my misunderstanding regarding a tie-in period. He is straightforward, helpful and persistent. I would recommend his services to anyone

Andy Couper

John is an experienced and knowledgeable individual who goes out of his way to go the extra mile. We are very grateful for all that he has done for us. We wouldn’t hesitate to recommend him.

Stephen Grist

Elaine and I were very impressed by John’s expertise and the way he took us through the process of equity release. He made the whole experience very comfortable. We would recommend him to anybody.

John and Elaine Gray

I would like to thank John for all his help with our equity loan. He made the process so easy, I would have no hesitation in recommending John, I will certainly use him again.

Kim Dorey

John and I are extremely pleased and grateful to John for everything he has done for us. We have recently taken out an equity loan, our circumstances not being straight forward he found a way through for us. I would especially like to thank John for all his patience with all our questions. We would definitely recommend John to any of our friends and family who could use his services. Thanks again John for all your help, we really appreciate it.

Ellie and John Breese

We were really impressed with the care and support that John gave us during the whole house purchasing episode. When one house fell through just before the 31st March and the new Stamp Duty levy was due to be introduced, he was very quick to sort a new mortgage and ensured we had it in place to complete just before the deadline saving us a considerable sum. I will definitely be recommending him to my friends and using his expertise in the future. Thank you.

Sarah Chambers

John was recommended to us by a member of the family to help us sort out our first mortgage. We had waited 10 months for our property and John was with us every step of the way. Not only submitting our initial application and getting it approved by the lender, but also submitting a further application at no extra cost 6 months later when the first one expired. I am pleased to say that we completed on our property on the 31st March before the stamp duty changes took effect. John constantly provided us with updates on rates, lending criteria and obviously the changes to stamp duty. He is very personable and happy to answer any questions we had. I would highly recommend John to anyone considering taking out a mortgage. Thanks for your help and advice John!

James Tanner

I cannot recommend John highly enough in respect of my equity loan. John was very efficient throughout and kept me fully informed every step of the way. As my circumstances were not straightforward John guided me all the way through in a professional and friendly manner. Thank you John

David Barker

I had used John a few years ago for a mortgage and so I knew he was very good. I did not realise how good! I was working on a very tight deadline as I had to exchange and complete in 7 weeks from the time that I had an offer accepted on my house. During this time John had to organise a mortgage and a remortgage and with one or two blips on the way (my issue – overvalued my flat for the remortgage). We were able to complete before the 1st April deadline. He never stops pushing on your behalf and is just a really nice person to deal with. He does not accept any pfaffing so you need to be quick with him but he always has your best interests at heart. I would highly recommend John as your first port of call for mortgage advice!

Sharon Dart

John was recommended to me by a work colleague, I wanted to purchase a but to let property. I was very impressed in the speed in which John was able to get the mortgage approved & also John’s forward thinking in anticipating what information would be needed next by all parties involved. I wouldn’t hesitate to use John again & would recommend John to anyone who wants a quick efficient service. Thanks for your help John

Glen Jones

It was a pleasure to have someone working with me who is very knowledgeable as John Whyte. He did a very good job for me, excellent service and always there when I needed him and when things got tough he was always there on end of the phone. Many thanks John.

Fred Blunden

John was recommended to us to manage our equity loan. There’s no doubt that without him my wife and I would never have made our way through the various applications requiring attention.

Phil & Diane Luck

John Whyte handled our re-mortgaging extremely efficiently. He kept us advised at every stage and we would thoroughly recommend him. He has an extremely good personality and sense of humour – a pleasure to deal with someone who was ‘on the ball’ but in no way ‘pushy’.

Owen Hill

We found John almost by chance but are so glasd we did. His service is personal, responsive, efficient and always knowledgeable; he proved to be a breath of fresh air when other advisers fell short and a trustworthy guide to an an often confused and confusing situation. Highly recommended.

David Parsons

John has advised my for many years now and has recently helped with our re-mortgage enabling us to start our extension on our house. will always recommend John to anyone who needs similar advice.

Andrew Pink

I’ve been using John for over ten years now. He’s brilliant, even though I could probably wade through websites myself to look for mortgage deals, he not only comes up with the best deals but he makes the whole process stress free. I’m always passing his details onto friends and family, he’s worth every penny.

Zebedee Friedman

John has advised me for over five years now on my original Equity Release and subsequent top ups. I find him both knowledgeable about products available in the ever-changing market as well as an understanding of my particular circumstances. I have no hesitation in recommending him to anyone starting on the quest for Equity Release or indeed finding a better offer later on.

Frederic Kahn

Read My 2015 Reviews

John was recommended to us by our Financial Advisor as we were interested in obtaining Equity Release. He was extremely helpful & explained everyhting very clearly. Everything was dealt with very professionally & it was a relatively ‘pain free’ experience! I would definitely recommend John to friends/family for any mortgage matters. We would most definitely use John again if the situation arises.

Glenise Lucking

John was recommended to us by another mortgage broker who was unable to deal with our circumstances which involved equity release and buy to let mortgages. We found john very friendly and easy to talk to and that is important when dealing with quite complicated financial matters. He is also very knowledgeable about financial matters and is able to explain things in laypersons terms. We are only part-way through our financial maze, but we are feeling very confident that John has his finger on the pulse and will not let us get ourselves into trouble. John seems more concerned with giving good advice than making a “quick buck” and we hope to be working with him regularly as our property portfolio grows.

Cyril Moseley

John recently helped us organise a new mortgage as well as associated policies for building insurance and life assurance when we moved house. He secured us a great deal, dealt with the bank extremely efficiently and sorted out an extension when our house purchase encountered numerous delays. We were extremely busy with work and having two young children had little time to spare so John was great talking things through on the phone and email and came to visit us at our own home. He explained the policies clearly and was really friendly. We would definitely recommend John and will continue to use him when the policies are due for renewal.

Andrew Le Fevre

After much stress of dealing with different individuals to assist us in the mortgage process John was suggested to us. We couldn’t have asked for a better person to assist us in this process. Being a first time buyer we needed to be guided by an informed individual and we feel that John gave us the time and assurance we needed to make the correct decisions at such an important time in our lives. We would highly recommend John to anyone who needs a supportive and efficient individual in this important process.

Victoria Martin

It was very nice dealing with John, He made everything run smoothly for me and kept me up to date with every stage as it went through, I would recommend John to anyone that needs professional help with a mortgage.

Sue Monk

As a first time buyer, John was excellent at talking me through the buying process. He was extremely supportive and I felt I could trust him. He was always quick to respond to any queries I had. He always thoroughly explained everything to me and his knowledge and experience were invaluable to me throughout the buying process. I would recommend his services to anyone.

Penelope Reid

Close to the deadline of my mortgage end, absolutely rushed off my feet with work, useless with my money and organising myself, I rang John in a desperate plea for help. Within hours John called and told me he would take it off my hands and find me the best deal. He was totally flexible and met me at my convenience at my work, which was so helpful and accommodating considering it’s no where near where he is based. I felt really comfortable going through all my finances with him and that he genuinely wanted to find me the best deal. He also didn’t try to sell me various products which so many Financial Advisors do. He found me a superb mortgage in no time at all and basically took the stress and weight off my shoulders which was invaluable to me. I would highly recommend John to anyone that needs genuine, honest, professional and personable help when finding a mortgage.

Nicola Solly

It’s always a pleasure dealing with John, we are always reassured that he is getting the best deal for us and we feel that we can ask him any questions which he always answers satisfactorily. We would 100% recommend him and wouldn’t want anybody else to deal with our finances.

Dionne Harris

We had great service from John, he helped us with each step of our mortgage application, and was always available to support us. We were really able to trust him, which is so important with this sort of thing. I would definitely use him again.

Chris Paul

I found John to be a very pleasant man. He was very patient and understanding he treated me with a great deal of respect. The decision I made on the day was what suited me in my circumstances. John presented me with facts and figures on how to gain equity release from my property, this helped a great deal I was able to compare the money side without any hassle in my own home. So pleased John was recommended to me, everything was made easy.

Jackie Kemp

1st class service from John, helping us through every stage of our application. He was attentive to our position and took time to explain each element. I would defiantly recommend and use again

Jon Walbancke

We were relieved John Whyte took over our mortgage enquiry when our last adviser put us in a difficult situation. John is very professional and knowledgeable. He was happy to listen to our needs and answer lots of questions. He is meticulous with everything and our mortgage application was agreed first time. Without John it would not have been possible for us to move house. We have already recommended to friends and family and we will definitely be using his services again in the future.

R Gladman

John was extremely helpful and knowledgeable and I would definitely call him again for advice in the future. I would also recommend him to others.

Laurence Brady

Because our equity release was for medical purposes timing was crucial. John worked tirelessly to achieve in three weeks what would normally have taken three months. Throughout the process, whenever I had a query, John was ahead of the game and it was already sorted. A sensitive and understanding man who gives 110% every time, I can’t recommend him highly enough.

Pat Renwick

Our equity release was fairly straightforward but John has handled every stage impeccably. More importantly, I feel confident that should we or more importantly my wife, require future advice, there is someone we can rely on. Many thanks.

Andy Coleman

As soon as I met John, I knew he was the right person for the job of guiding me through equity release. He is always there for you, either on the end of the phone for any queries, and by returning e-mails promptly. It has all gone through and I am very happy and would have no hesitation in utilising John’s services again in the future. Thank you John for all your patience and help to me.

Cheryl Bennett

I requested advice from the right equityrelease, and John whyte arrived on my doorstep at the appointed time. After advising me against the need for equity, he was fully supportive when he realised I was determined to have it. He was patient and clear with all his explanations, and the whole thing went through without a hitch. I would recommend John to anyone with a mortgage/equity release query.

Mary Bartlett

John is a lovely man, easy to understand, efficient and reliable. His intervention when we were on a low has changed our lives so much for the better. Thank you from the bottom of my heart. Jim

Jim King

Thanks to John for managing our challenging application! Our re-mortgage went through very smoothly and we were very pleased with the result. John was very supportive and his communication first rate along the way. We wouldn’t hesitate to recommend him to others and will most definitely use John again for our next venture!

Natasha Jasper

Thank you John for all your help, guidance and perseverance with our recent remortgaging. It was great that you kept us informed the whole way and we could not fault your service in anyway. We will not hesitate to recommend you. Thanks again joe and Nanette.

Nanette O’Brien

Please feel free to send me your own experiences of using my services and you might even make it onto the website!

Equity Release Sussex is a trading style of The Later Life Lending Network Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (Ref – 649443). Registered in England and Wales no. 09832887. Registered address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH.

For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender.


The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.

For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK