Hello, I’m John Whyte, Specialist Equity Release Broker in Sussex covering the whole of the UK.

I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.

Is equity release right for you?

It’s common for people over the age of 55 to have a significant amount of their money tied up in the value of their home, meaning that they cannot use it for other investments. Equity release allows people to take a lump sum or series of smaller financial instalments out of their property so that they can access their money without moving house.

Equity release is frequently used to fund one-off expenses, such as a new car, a big family holiday or significant home improvement. It can also be used to boost lifestyle costs and add to any other retirement income as a way of living more comfortably in later years. Different equity release schemes work in various ways, so it’s important to do your research and seek professional advice about how your finances might be affected in the future, before making a commitment.

I have been working in financial services for over 18 years and have helped countless clients understand their options when it comes to equity release. If you are considering how an equity release scheme might benefit your situation, I would be happy to provide you with an independent assessment to help you make a decision. I can also provide you with a free, no-obligation estimate of the equity you may be able to release from your home. Call me on 01903 890 660 or fill in the form on this page and I will respond as soon as possible.

How equity release works

Mrs W, Worthing

John was fantastic! He was very thorough in explaining every step of the way and very much had my interests at heart. Despite Covid, he sorted the Equity Release very quickly and efficiently. I was extremely happy with his services. If you need to get Equity Release then he’s the man to sort it for you .Thank you John.

Mrs Perkins – Hampshire

First contacted John a couple of years ago for advice which he gave making sure I understood everything. This year I contacted him again regarding equity release and again he was very helpful, made sure I understood everything and kept on top of the transaction. I would recommend him.

Mr & Mrs Harrison, Eastbourne

I first contacted John around 5 years ago about equity release and without fault he has continued to provide upto date market information and support until i finally this year completed my equity release.
I would not hesitate in recommending him and i will definitely contact him for any future requirments.

Mrs Nutbeem, Dorset

Just completed second mortgage guided throughout again by John Whyte. Great expert in his field, and endlessly patient and helpful in securing a really good deal for me. Can recommend him totally. Thanks John.

Ms G from Kent

John was so amazing, throughout the whole process. He is so professional and nothing was ever too much trouble for him. There were a few sticking points along the way, but John was literally there chasing everybody, to get the transaction concluded. Without him we would definitely still be going backwards and forwards!. I would highly recommend John everyday of the week.

Mr & Mrs R from Horsham

John was very professional & explained everything in language that was easy to understand, his presentations were clear and easy to comprehend, he paused frequently, for us to ask any questions, very friendly, and easy one the ear, we did not feel pressurised at all, and everything was documented exactly as per the meetings, after speaking to another Equity Release Company, I would highly recommend John. 10 out of 10 for Service and friendliness.

Mrs Alderman, Surrey

John was recommended by a friend. He was knowledgeable and friendly whilst advising and supporting my mortgage application. He kept me well informed of the process and was proactive in chasing the lender.

Mr S Adams from Eastbourne

Re equity release . John Whyte is a professional in his field , guiding you through all the process, making sure it’s right for you. Highly recommended.

Mrs E, Isle of Wight

It was so nice to be able to deal with someone direct who, let me assure you, has his clients best interests at heart. My equity release had a few delays because of COVID but John was always checking and getting back to me to try to hurry things along. I would and have recommended him to others as equity release can be a tricky field to navigate but John made it all so clear and easy to understand.

Working with John Whyte Equity Release

I have been working as an equity release specialist for over a decade, following many years as a mortgage advisor and IFA. From our office in Worthing, I provide independent, regulated advice about equity release schemes for clients across London and the south coast, from Eastbourne to Dorset.

I offer every client a free, no-obligation initial consultation over the phone, where I can introduce myself and explain the service I provide. If you have any immediate questions about equity release, I would be happy to answer them.

Should you wish to proceed with equity release, we can set up a face to face meeting to discuss your current circumstances and financial situation. There is typically some formal fact finding and an open conversation about any plans or concerns you may have about equity release. I can help you understand how certain schemes might impact your lifestyle and make sure that you are comfortable with the options available. We will only proceed with an application when you are completely happy.

How much could you release?

Our Case Studies

Talk to us today about equity release by calling 01903 890660 or by the form below.

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Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull,
England, B93 0NH

For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender. The exact amount will depend

The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.

For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.