About John Whyte Equity Release
I have many years’ experience in providing independent financial advice to clients across the South East, specialising in mortgages and equity release. Whether you are planning to take out a lifetime mortgage or home reversion plan in the near future or are simply getting more information for a later decision, I will be happy to answer any questions you may have.
I routinely work with people all over the Guildford area, providing phone consultations and arranging meetings at homes in Farnham, Woking, Leatherhead and Guildford, as well as the neighbouring towns and villages. For more information about Equity Release options, please call me on 01903 890 660.
Why choose equity release?
Most people find that, over the course of their lifetimes, the majority of their money gets invested into their homes. This can make it difficult to access their money once they reach retirement, particularly without leaving the property, happy memories and neighbourhood friendships, behind.
Equity release schemes offer a way for homeowners over the age of 55 to access some of their funds in the form of a lump sum or a series of smaller payments. It provides an alternative to down-sizing and can be used to enjoy a more comfortable lifestyle, fund a home renovation or pay for a big family holiday.
The most important thing before committing to any scheme is to make sure you fully understand the terms and consider whether you are making the best financial decision for your situation. This is where I can help, explaining the different options and giving you an idea about how much equity could potentially be released from your home.
If you would like to have a free, no-obligation initial conversation about this, please complete the form on this page or email firstname.lastname@example.org and I will get back to you as soon as possible.
Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH
For Independent Equity Release advice we do not charge any upfront fees however, a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender. The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.