Hello, I’m John Whyte, Specialist Equity Release Broker covering Surrey and the whole of the UK.
I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.
About John Whyte Equity Release
As a mortgage and equity release specialist I have years of experience providing independent advice to clients throughout Surrey. Whether you are interested in learning more about lifetime mortgages, home reversions or later life mortgages, I can advise you on all issues of equity release and mortgages. I regularly work with clients from across Surrey and would be happy to arrange a meeting at your home anywhere from Guildford to Redhill.
If you would like to learn more, I provide free phone consultations to answer any questions you might have and to discuss the potential options available to you. Please get in touch today by calling on 01903 890 660 and I will be able to offer any details you need.
Testimonials
Is equity release right for you?
Many people over the age of 55 find that much of their cash is tied up in their property meaning that they cannot use it in the way that they would like. Equity release can be a useful way of accessing the money that is tied up in your property either in a lump sum or as a series of payments.
Equity release schemes can usually be used for any purpose from funding home renovations and improvements to gifting family members and funding leisure and lifestyle costs. There are various different schemes available so it is important to take expert advice before committing yourself to any form of equity release.
If you are currently gathering information I would be happy to provide you with an idea of how much equity you could potentially release from your property. Fill in this form and I will get back to you with a free, no-obligation estimate.
How much could you release?
Our Case Studies
Mr & Mrs B from Sussex
Aged 70 & 74. Property Value £165,000. An initial release of £26,400 for debt consolidation, minor home improvements, holidays for the year ahead and Birthday/Christmas spending on their family. Further (annual) sums have since been drawn to continue provision for the annual costs of holidays, birthdays and Christmas presents for their every growing family.
Mr & Mrs P from Hampshire
Aged 67 & 65, Property Value £300,000 outstanding mortgage of £56,000 with a term due to expiry, Other debts of £17,000, Total Monthly Cost of £540. Total Release of £74,500 to repay in full all debts and initial set up costs, interest to be serviced as equivalent monthly cost is lower at circa £400pm and capital ultimately repaid on death from the estate.
Mr & Mrs S from Guildford
Recently retired Mr & Mrs S had means of ‘paying’ interest and possibly even mortgage loan capital but they found that ‘normal’ mortgage lending was restricted. To fund renovations on their new property, the couple opted for a small £30,000 release, made on a value of approximately £330,000. They are now looking to release further funds to indulge their ‘bucket list’!
Get in touch
I typically work with my clients face-to-face and cover much of the South East including the whole of Surrey. So if you are interested in any kind of advice on equity release or mortgages, I can arrange a visit to your home.
To discuss your needs and requirements please don’t hesitate to get in touch by calling me on 01903 890 660 or by emailing john.whyte@therightequityrelease.co.uk and I will get back to you promptly.
Talk to us today about equity release by calling 01903 254993 or by the form below.
Equity Release Sussex is a trading style of The Later Life Lending Network Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (Ref – 649443). Registered in England and Wales no. 09832887. Registered address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH.
For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender.
The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK