Equity Release Services Caterham

About John Whyte Equity Release

I have been working in Surrey for many years, using my expertise to provide clients with independent specialist advice about mortgages and equity release. I can provide impartial information about lifetime mortgages, home reversion plans and later life mortgages, so that you can make an informed decision about your future finances.

If you would like more information or have any questions about your options, please get in touch. I work all across Surrey and frequently meet with clients in their own homes all over the county. If you would like assistance with equity release in Caterham, Redhill, Lingfield or the surrounding area then please get in touch, alternatively you can call me for a free phone consultation on 01903 890 660.


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Why not use our simple form to see how much equity you can release from your home?

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Is equity release right for you?

In the later stages of life, people commonly find that they have a significant amount of money tied up in their home, preventing them from being able to spend it. For homeowners over the age of 55, equity release is a way of them accessing some of those funds in a lump sum or ongoing payments, without needing to sell or leave their property.

Some people choose equity release as a way of boosting their retirement income and enjoy a more comfortable lifestyle. Others use it to pay for a one-off expense, such as home improvements, a new car or a holiday of a lifetime. The most important thing to remember is that there are a variety of equity release schemes available and that you should always seek expert advice to ensure that you are making the right commitment for your situation.

I would be happy to assist anyone that is considering an equity release scheme and can provide homeowners with an idea of how much money could be released from their home as well as information about how different schemes might impact them financially. For a free, no-obligation estimate about the potential release from your property, simply complete the form on this page and I will get back to you as soon as possible.

Case Studies

Mr H, from Caterham

Client with an existing lifetime mortgage originally completed in 2010 on a significantly higher rate of interest than currently on offer. Small exit penalty from existing scheme was more than made up for by the reduced rate of interest that was going to be charged going forward.

Whilst no other immediate capital need was envisaged, the client took the opportunity to have a new will written, arrange lasting power of attorney’s as now in mid-seventies and starting to find day to day matters difficult on occasions along with failing health.

A pre-paid funeral plan was also arranged and a small reserve facility was put in place to provide comfort for any future significant capital expenditure that may be required in excess of clients own savings.

Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH

For Independent Equity Release advice we do not charge any upfront fees however, a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender. The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.

To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.

from 15 reviewers

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