Hello, I’m John Whyte, Specialist Equity Release Broker in Sussex covering the whole of the UK.

I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.

Is equity release the right choice for you?

Equity release is becoming an increasingly popular choice for homeowners over the age of 55. Where wealth and investments are primarily tied up in the value of your home, equity release makes it possible to access some of that money so you can spend it on the things you would like.

Rather than having to downsize and move home in order to access some of the money in your home, the various equity release schemes make it possible to stay where you are and still benefit from a lump sum or a series of smaller payments. This means you can afford those home renovations, that new car or the holiday-of-a-lifetime that you’ve been looking forward to for so long.

The process of equity release is complex and will significantly affect your finances and the value of your home until you sell it or pass away. It’s essential that you take advice from an independent professional before undertaking such a big decision, which is where John Whyte Equity Release can help.

How equity release works

Mr & Mrs R from Horsham

John was very professional & explained everything in language that was easy to understand, his presentations were clear and easy to comprehend, he paused frequently, for us to ask any questions, very friendly, and easy one the ear, we did not feel pressurised at all, and everything was documented exactly as per the meetings, after speaking to another Equity Release Company, I would highly recommend John. 10 out of 10 for Service and friendliness.

Mrs Alderman, Surrey

John was recommended by a friend. He was knowledgeable and friendly whilst advising and supporting my mortgage application. He kept me well informed of the process and was proactive in chasing the lender.

Mr S Adams from Eastbourne

Re equity release . John Whyte is a professional in his field , guiding you through all the process, making sure it’s right for you. Highly recommended.

Mrs E, Isle of Wight

It was so nice to be able to deal with someone direct who, let me assure you, has his clients best interests at heart. My equity release had a few delays because of COVID but John was always checking and getting back to me to try to hurry things along. I would and have recommended him to others as equity release can be a tricky field to navigate but John made it all so clear and easy to understand.

Mr & Mrs W, Somerset,

John was recommended to us for his specialised knowledge in the Equity Release field by another professional. We are so glad we followed that advice. Throughout our house purchasing process he was helpful, informative and always friendly. Complications arose on the house seller’s side causing the conveyancing process to become prolonged. However, John not only remained patient and guided us through the stages for securing our loan but he was also proactive in communicating with our solicitor to minimise delays. It was largely due to his perseverance that the the deal was completed successfully. We cannot thank you enough, John, and will happily recommend you to anyone seeking ER advice.

Mr & Mrs Smith, Worthing

Professional service throughout, excellent support, patience and guidance during the whole process. Advice given was honest, open and easy to understand. We would highly recommend John to anyone – moving is a stressful business, but with the service that John offers it is so much easier!

Mr V, Bristol,

John originally arranged an Equity Release for my wife and myself a few years ago and handled everything in a quick and efficient manner, and now after 55 years of marriage and sadly living alone, I decided to take as much equity as possible out of my house.
Taking out a second equity mortgage seemed to throw up every possible hurdle imaginable. John, completely unperturbed, ploughed on in his inimitable and determined manner, finally locating a suitable provider and monitoring the progress of the solicitor he very knowledgeably recommended.
To sum up, John has been the ultimate professional and did absolutely everything to ensure the success of the transaction.
Thankyou John.

Mr & Mrs Y, Lancing

John was extremely thorough in helping us choose an Equity Release plan that suited us both. He was very knowledgeable on the current market and able to get us the what we wanted. He always responded very quickly to any queries we had.

Mr J – Lancing,

John was amazing every step of the way he helped my parents through the process of equity release and made it as stress free as possible, i can not recommend him enough and am grateful for his help in making my parents lives that much easier.
Thank you

How much can I borrow?

The amount you can borrow through equity release actually depends on a range of different factors. The most important is the current value of the property, but it is also affected by the age and health of you and your partner, as well as any other factors that might be relevant including lifestyle choices and previous medical history.

Will I be eligible for equity release?

Some believe that equity release has complex eligibility requirements, however, this is not the case. To be eligible for equity release you need to be at least 55 years of age, and own a conventional property that is worth a minimum of £70,000.

Why choose John Whyte Equity Release?

I have been using my expertise to provide clients with specialist advice about equity release for many years. Working across Sussex, I’m dedicated to providing impartial information about the financial options available, so that clients in all situations can make an informed, well-planned decision about whether equity release is right for them. Whether you are interested in lifetime mortgages, home reversion plans or later life mortgages, I would be happy to help.

How much could you release?

Our Case Studies

Get in touch

For more information about my services or to arrange an initial consultation, please get in touch and I can answer any questions and book an appointment with you. I believe it’s always better to have these conversations face to face, so you are welcome to visit our offices in West Worthing or I can come out to your home at a time that’s convenient for you. Initial consultations are always free and without obligation, just call our team on 01903 890 660.

Talk to us today about equity release by calling 01903 890660 or by the form below.

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Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull,
England, B93 0NH

For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender. The exact amount will depend

The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.

For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.