Hello, I’m John Whyte, Specialist Equity Release Broker covering Bognor Regis and the whole of the UK.

I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.

Is equity release the right choice for you?

Equity release is becoming an increasingly popular choice for homeowners over the age of 55. Where wealth and investments are primarily tied up in the value of your home, equity release makes it possible to access some of that money so you can spend it on the things you would like.

Rather than having to downsize and move home in order to access some of the money in your home, the various equity release schemes make it possible to stay where you are and still benefit from a lump sum or a series of smaller payments. This means you can afford those home renovations, that new car or the holiday-of-a-lifetime that you’ve been looking forward to for so long.

The process of equity release is complex and will significantly affect your finances and the value of your home until you sell it or pass away. It’s essential that you take advice from an independent professional before undertaking such a big decision, which is where John Whyte Equity Release can help.

How equity release works


Ms Scott – Bognor Regis,

I was recommended by a friend, who had used John’s services and it was one of the best recommendations , I have ever had.
I was dreading the process but John took time too explain and give me all the facts I needed to make my decision. It was a seamless process and John was always great at coming back to me , if I had a query. Nothing was too much trouble.
I am so pleased I found John… I might of taken equity release earlier, if I knew what great service I would of received!

Mr & Mrs O’Connor – Bognor Regis,

I found the whole complicated mine field of equity release, was made easy with the the help of John whyte. He responded to my questions with speed and accuracy , and made the whole process painless. In fact from initial contact to completion was just five weeks, very impressive.Highly recommended.

Mr & Mrs J, Ferring, West Sussex

We were considering Equity release. John made the whole process completely painless, guiding us through all the options available leading to a satisfactory conclusion, Would not hesitate recommending.

Mr & Mrs G, Chichester

We found John to be very professional and helpful guiding us through the Equity Release process. Nothing was ever too much trouble and we would highly recommend him.

Mr & Mrs D, Littlehampton

John came via recommendation and was everything they said…quick, and efficient. No pressure, just clear explanation. Set up very quickly with all parties involved working together…pity the political party’s could not do the same… 😃

Mr & Mrs K, Bognor Regis

John was efficient and professional and everything was explained patiently with no pressure. He is also very pleasant and approachable. John made sure that we were aware of all the product terms and conditions, and that the product suited our needs. Matters were concluded in the expected timescale. We would strongly recommend John

Mrs A, Worthing

John was very professional and patient, All the questions I had were explained in a nice relaxed way. I also asked him from the beginning to keep my eldest son Grahame in the loop – which he did very smoothly. and efficiently. The procedure was done very quickly with all parties concerned Solicitors etc… so my thanks to you John for helping my family and I achieve our goals for the future.

Miss M, East Preston, West Sussex

This is the second time I have used John to help me with my mortgage and he has been truly phenomenal. My situation was a little complicated but every step of the way John was amazing in assisting me and making my life so much easier. Cannot recommend him more.!

Mr A & Mrs D, Arundel

Thank you John for your excellent service throughout our recent transaction with your recommended Equity Release provider. It was a demanding transaction at all times and without your service we would have given up.

How much can I borrow?

The amount you can borrow through equity release actually depends on a range of different factors. The most important is the current value of the property, but it is also affected by the age and health of you and your partner, as well as any other factors that might be relevant including lifestyle choices and previous medical history.

Will I be eligible for equity release?

Some believe that equity release has complex eligibility requirements, however, this is not the case. To be eligible for equity release you need to be at least 55 years of age, and own a conventional property that is worth a minimum of £70,000.

Why choose John Whyte Equity Release?

I have been using my expertise to provide clients with specialist advice about equity release for many years. Working across Sussex, I’m dedicated to providing impartial information about the financial options available, so that clients in all situations can make an informed, well-planned decision about whether equity release is right for them. Whether you are interested in lifetime mortgages, home reversion plans or later life mortgages, I would be happy to help.

How much could you release?

Our Case Studies

Get in touch

For more information about my services or to arrange an initial consultation, please get in touch and I can answer any questions and book an appointment with you. I believe it’s always better to have these conversations face to face, so you are welcome to visit our offices in West Worthing or I can come out to your home at a time that’s convenient for you. Initial consultations are always free and without obligation, just call our team on 01903 890 660.

Talk to us today about equity release by calling 01903 890660 or by the form below.

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Equity Release Sussex is a trading style of The Later Life Lending Network Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (Ref – 649443). Registered in England and Wales no. 09832887. Registered address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH.

For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender.


The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.

For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK