Hello, I’m John Whyte, Specialist Equity Release Broker covering Crawley and the whole of the UK.
I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.
John helped me with my previous remortgage and was so helpful that it was obvious to use his services again. He is always prompt with his help, advice and reassurance when it was needed. I trust his judgement completely and he got me the best remortgage which I am very happy with. So thank you John
We were considering Equity release. John made the whole process completely painless, guiding us through all the options available leading to a satisfactory conclusion, Would not hesitate recommending.
I found John through my financial advisor, and am very glad I did.
He has been more than helpful, answering my son’s queries as well as my own. There were a few difficulties as my flat is part of the freehold of the building, but John steered me through and I now have the equity release that he recommended. Thank you John.
This is the second time I have used John to help me with my mortgage and he has been truly phenomenal. My situation was a little complicated but every step of the way John was amazing in assisting me and making my life so much easier. Cannot recommend him more.!
John was extremely knowledgeable and professional and guided us through the process. He was a pleasure to work with and I would highly recommend him.
John has helped me before and is so efficient I rely on him , not only to tell me when my mortgages are needing to be renewed, but also in finding me the best deals. Thank you
John was very professional & explained everything in language that was easy to understand, his presentations were clear and easy to comprehend, he paused frequently, for us to ask any questions, very friendly, and easy one the ear, we did not feel pressurised at all, and everything was documented exactly as per the meetings, after speaking to another Equity Release Company, I would highly recommend John. 10 out of 10 for Service and friendliness.
Lots of people find that, when they reach the later stages of life, much of their wealth is tied up in the value of their property. This can make it difficult for them to live comfortably after retirement, make significant investments or spend their money in the way they wish without moving to a smaller home.
Equity release offers an alternative to this, giving homeowners the opportunity to remain in their property while accessing a percentage of its value. This money can be used to fund a home renovation, splash out on a big family holiday or simply make your everyday life more comfortable. To learn more about lifetime mortgages and home reversion click here.
Equity release actually generally refers to two different options: lifetime mortgages and home reversion plans. Lifetime mortgages are the most popular – they are long-term loans which are taken against the value of the home, and have the interest rolled up. They are paid off when you die or move into long-term care and the property is sold.
A home reversion plan involves a provider buying a specified percentage of your home so you can access its value immediately. When you die or move to long-term care, the property is sold and the provider receives the equivalent percentage.
If you are currently living in, or near, Eastbourne and would like to set up a free initial consultation with no obligation, please get in touch. I would be happy to help you understand the options available and how they might be able to support your plans for the future.
Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull,
England, B93 0NH
For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender.
The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.