About John Whyte Equity Release
I am John Whyte, a mortgage and equity release specialist with over 18 years’ experience providing independent advice to clients across London & South East. Whether you are interested in learning more about lifetime mortgages, home reversions or later life mortgages, I can give you the expert advice you need to make the right decisions for you, your family, and your property.
I am an independent, regulated adviser with a specialty in equity release and later life mortgages. As I have no direct links to any particular mortgage provider you can always be sure you will be getting the best advice based on my up-to-date research and extensive experience of the market. I am a member of the Equity Release Council and an introducer to The Right Equity Release Ltd which is authorised and regulated by the Financial Conduct Authority (FCA), registration number 521283.
If you would like to learn more about the services I offer please get in touch today by calling 01903 890660 and I will be happy to offer my knowledge and expertise.
Is equity release right for you?
More and more homeowners in London over the age of 55 are finding that much of their cash is tied up in their property. London property prices have risen exponentially since the 1990s meaning that many London homeowners stand to benefit considerably when they eventually sell their home. But what can London homeowners do to access capital if they don’t want to move house? Equity release can be a useful way of accessing money tied up in your property, either as a lump sum, in a series of payments, or as a combination of both.
If you already have an equity release plan that would benefit from review, I can also help you with that. You may be unaware, but some older plans aren’t benefitting from the lower interest rates since those policies were taken out and many from the likes of Mortgage Express (now UKAR), Northern Rock (now Papilio UK / Phoenix Group), Portman (now Nationwide), New Life (now L&G) also have no early redemption charge.
Equity release schemes can usually be used for any purpose from funding home renovations and improvements to gifting family members and funding leisure and lifestyle costs. There are various schemes available so it is important to take expert advice before making any commitments to equity release.
If you would like to know more about equity release in London, or you are currently gathering information please get in contact. Fill in the form and I will get back to you.
I don’t charge any up-front fees and meetings are free without any obligation. In our first meeting I will introduce myself, find out more about your circumstances, give you more information about what equity release is and whether or not it is suitable for you.
Call now on 01903 890660 or complete the enquiry form to start exploring your options.
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Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH
For Independent Equity Release advice we do not charge any upfront fees however, a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender. The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.