Hello, I’m John Whyte, Specialist Equity Release Broker covering London and the whole of the UK.
I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.
John did a terrific job in helping me to change from residential to buy-to-let mortgage. He listened to my wishes and acted promptly – all very professional and straight forward!
Highly recommended and I would use him again in the future!
John has been absolutely fantastic in helping us buy our first house. He is extremely helpful and works in a professional & friendly manner. During our time working together, we have been impressed by his work which has always been to a high standard: prompt, accurate, and full of clear and useful information. We have had a seamless journey with John, and would very much recommend him to prospective clients, and have already recommended him to our peers. Thanks John!
John was very professional throughout my process of equity release. I had interviews with other representatives and John surpassed them all. I would recommend John to anyone who mentions equity release to me. Thank you John very much.
From a very satisfied customer
John was a really nice guy. He explained everything clearly which made our decision to go for the equity release very easy even though he did have to go through the process twice, because the first lender turned us down.
John was very approachable from the very first time we spoke and he continued to be extremely professional and very reliable. We were so happy to have had John assist us with the equity release. WE genuinely highly recommend him. Thank you John.
John helped me with my previous remortgage and was so helpful that it was obvious to use his services again. He is always prompt with his help, advice and reassurance when it was needed. I trust his judgement completely and he got me the best remortgage which I am very happy with. So thank you John
More and more homeowners in London over the age of 55 are finding that much of their cash is tied up in their property. London property prices have risen exponentially since the 1990s meaning that many London homeowners stand to benefit considerably when they eventually sell their home. But what can London homeowners do to access capital if they don’t want to move house? Equity release can be a useful way of accessing money tied up in your property, either as a lump sum, in a series of payments, or as a combination of both.
If you already have an equity release plan that would benefit from review, I can also help you with that. You may be unaware, but some older plans aren’t benefitting from the lower interest rates since those policies were taken out and many from the likes of Mortgage Express (now UKAR), Northern Rock (now Papilio UK / Phoenix Group), Portman (now Nationwide), New Life (now L&G) also have no early redemption charge.
Equity release schemes can usually be used for any purpose from funding home renovations and improvements to gifting family members and funding leisure and lifestyle costs. There are various schemes available so it is important to take expert advice before making any commitments to equity release.
In general, equity release comes in the form of a lifetime mortgage. This is a long-term loan that is secured against your property and has rolled-up interest which is only re-paid when you die or move into long-term care. At this point, your home will be sold and the money will be used to pay off the loan amount and accrued interest. The specifics can vary depending on the product or scheme that the lender offers.
If you would like to know more about equity release in London, or you are currently gathering information please get in contact. Fill in the form and I will get back to you.
I don’t charge any up-front fees and meetings are free without any obligation. In our first meeting I will introduce myself, find out more about your circumstances, give you more information about what equity release is and whether or not it is suitable for you.
Call now on 01903 890660 or complete the enquiry form to start exploring your options.
Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull,
England, B93 0NH
For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender.
The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.