Hello, I’m John Whyte, Specialist Equity Release Broker in Sussex covering the whole of the UK.

I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.

Equity Release in Horsham

Lots of homeowners across the UK use equity release as a means of funding their lifestyles after retirement. If you’re finding that the majority of your wealth is tied up in the value of your home, arranging a lifetime mortgage or a home reversion scheme is a way to access a lump sum or a series of smaller payments as you need it.

It might be that your retirement income doesn’t quite cover the level of comfort that you’d like to enjoy. Perhaps your interest-only mortgage is about to mature, and you need additional funds to repay the outstanding balance. Maybe you want to invest in renovations for your home, but can’t afford them on your retirement income alone. Or, you might just want to splash out on a big family holiday to enjoy some relaxation with your loved ones now that you’ve finished working.

There are a number of different lenders that provide equity release, so the important thing is to choose the one that best fits your circumstances. Depending on your current financial situation and what you’re hoping to use the funds for, I can help you find the scheme that will be most beneficial for you and your family.

How equity release works

Mrs Alderman, Surrey

John was recommended by a friend. He was knowledgeable and friendly whilst advising and supporting my mortgage application. He kept me well informed of the process and was proactive in chasing the lender.

Mr S Adams from Eastbourne

Re equity release . John Whyte is a professional in his field , guiding you through all the process, making sure it’s right for you. Highly recommended.

Mrs E, Isle of Wight

It was so nice to be able to deal with someone direct who, let me assure you, has his clients best interests at heart. My equity release had a few delays because of COVID but John was always checking and getting back to me to try to hurry things along. I would and have recommended him to others as equity release can be a tricky field to navigate but John made it all so clear and easy to understand.

Mr & Mrs W, Somerset,

John was recommended to us for his specialised knowledge in the Equity Release field by another professional. We are so glad we followed that advice. Throughout our house purchasing process he was helpful, informative and always friendly. Complications arose on the house seller’s side causing the conveyancing process to become prolonged. However, John not only remained patient and guided us through the stages for securing our loan but he was also proactive in communicating with our solicitor to minimise delays. It was largely due to his perseverance that the the deal was completed successfully. We cannot thank you enough, John, and will happily recommend you to anyone seeking ER advice.

Mr & Mrs Smith, Worthing

Professional service throughout, excellent support, patience and guidance during the whole process. Advice given was honest, open and easy to understand. We would highly recommend John to anyone – moving is a stressful business, but with the service that John offers it is so much easier!

Mr V, Bristol,

John originally arranged an Equity Release for my wife and myself a few years ago and handled everything in a quick and efficient manner, and now after 55 years of marriage and sadly living alone, I decided to take as much equity as possible out of my house.
Taking out a second equity mortgage seemed to throw up every possible hurdle imaginable. John, completely unperturbed, ploughed on in his inimitable and determined manner, finally locating a suitable provider and monitoring the progress of the solicitor he very knowledgeably recommended.
To sum up, John has been the ultimate professional and did absolutely everything to ensure the success of the transaction.
Thankyou John.

Mr & Mrs Y, Lancing

John was extremely thorough in helping us choose an Equity Release plan that suited us both. He was very knowledgeable on the current market and able to get us the what we wanted. He always responded very quickly to any queries we had.

Mr J – Lancing,

John was amazing every step of the way he helped my parents through the process of equity release and made it as stress free as possible, i can not recommend him enough and am grateful for his help in making my parents lives that much easier.
Thank you

Mr R

From the off, John was friendly, professional, responsive and patient. He took the time to explain each step of the process with absolute clarity. Excellent service from start to finish – I highly recommend John.

Is equity release the right choice for you?

Lots of people find that, when they reach the later stages of life, much of their wealth is tied up in the value of their property. This can make it difficult for them to live comfortably after retirement, make significant investments or spend their money in the way they wish without moving to a smaller home.

Equity release offers an alternative to this, giving homeowners the opportunity to remain in their property while accessing a percentage of its value. This money can be used to fund a home renovation, splash out on a big family holiday or simply make your everyday life more comfortable. To learn more about lifetime mortgages and home reversion click here.

Why work with John Whyte

Having worked all over the South East of England for many years, I have discussed equity release options with homeowners in Horsham, Warnham, Southwater and the surrounding areas. My specialist expertise in mortgages and equity release means I can offer personalised, impartial advice about the options available to you, particularly if you are looking at lifetime mortgages, later-life mortgages or home reversion.

If you are considering equity release and would like to better understand how it might affect your circumstances, I would be happy to talk about your situation and answer any questions you may have. You can call my office for an initial phone consultation (always free and without obligation) on 01903 890 660, and from there we can arrange a face to face meeting at our offices in Worthing, or your home in Horsham.

How much could you release?

Our Case Studies

Talk to us today about equity release by calling 01903 890660 or by the form below.

  • Please read our Customer Privacy Notice before proceeding.

  • This field is for validation purposes and should be left unchanged.

Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull,
England, B93 0NH

For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender. The exact amount will depend

The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.

For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.