Hello, I’m John Whyte, Specialist Equity Release Broker covering Brighton & Hove and the whole of the UK.
I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.
John took us through each step of the process. He explained fully what our options were at each stage..He answered all our queries or misgivings. His relaxed and professional manner swiftly put us at ease. The whole process was completed smoothly and quickly. We would have no hesitation in recommending John.
John was amazing every step of the way he helped my parents through the process of equity release and made it as stress free as possible, i can not recommend him enough and am grateful for his help in making my parents lives that much easier.
John was thoroughly professional throughout the process which went very smoothly and very quickly. John supported us throughout and gave great advice and information as we progressed the application. At all times John communicated clearly, promptly and when necessary chased the other parties involved. We would highly recommend John if you are considering equity release.
I cannot recommend John Whyte highly enough. I am a 78 year old widow living alone and needing extra money for essential home repairs, etc. John patiently and professionally explained everything about equity release to me and answered every question that I asked.
Everything went through smoothly, every step explained along the way and, when there were slight delays, John stepped in and dealt with them speedily.
Look no further if you are thinking of equity release.
From the very first contact Jean and I felt that we were dealing with an experienced professional, not just someone selling a service.
All the steps and the alternative options were clearly explained and everything happened as predicted.
John Whyte was recommended to see through my instructions to obtain a lifetime mortgage and it proved to be sound advice as John has directed all parties involved,ie solicitors etc, to a speedy conclusion with funds available within eight weeks with constant updates through emails. He was also readily available on mobile for assistance, hence further recommendations will follow.
When we first decided to go ahead with equity release we were apprehensive and had a lot of questions . John soon put our minds at rest and gave support through the entire process. Highly recommended . many thanks John.
John has made this process feel so easy. He was extremely responsive to every question I had. A very professional service from start to finish. I really felt I could trust him. Plus, my application was processed through out the most difficult times, lockdown, but this did not faze John in any way, he managed the situation excellently. Thank you, John
John has been a great help to us, providing a excellent service for our
Remortgage, . I would highly recommend John he is always there for any help and always great advice. Iits been a pleasure doing business with you again .
Thank you John
Eligibility criteria for equity release are very straightforward. You must be a homeowner with a conventional property located in the UK. Your home must be worth at least £70,000 with little or no mortgage left to pay. You (or the youngest homeowner for joint ownership) must be at least 55 years old to qualify.
There are a range of factors affecting the amount of money you are able to release from your home. Clearly, the value of your property is of paramount importance, including any outstanding mortgage that must be repaid first. Other factors to be taken into account include your age, health, medical history, lifestyle and more. The older you or your partner are, the more you may be able to borrow.
To find out more about equity release mortgages and later life mortgages in Brighton & Hove, please get in touch on 01903 890 660 to arrange an initial consultation. You are very welcome to visit our office in Worthing or we can make an appointment for a home visit if you prefer. Rest assured that our first consultation is always free of charge and without obligation. We look forward to hearing from you.
Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull,
England, B93 0NH
For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender.
The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.