Hello, I’m John Whyte, Specialist Equity Release Broker covering Brighton & Hove and the whole of the UK.
I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.
I first contacted John around 5 years ago about equity release and without fault he has continued to provide upto date market information and support until i finally this year completed my equity release.
I would not hesitate in recommending him and i will definitely contact him for any future requirments.
Just completed second mortgage guided throughout again by John Whyte. Great expert in his field, and endlessly patient and helpful in securing a really good deal for me. Can recommend him totally. Thanks John.
John was so amazing, throughout the whole process. He is so professional and nothing was ever too much trouble for him. There were a few sticking points along the way, but John was literally there chasing everybody, to get the transaction concluded. Without him we would definitely still be going backwards and forwards!. I would highly recommend John everyday of the week.
John was very professional & explained everything in language that was easy to understand, his presentations were clear and easy to comprehend, he paused frequently, for us to ask any questions, very friendly, and easy one the ear, we did not feel pressurised at all, and everything was documented exactly as per the meetings, after speaking to another Equity Release Company, I would highly recommend John. 10 out of 10 for Service and friendliness.
John was recommended by a friend. He was knowledgeable and friendly whilst advising and supporting my mortgage application. He kept me well informed of the process and was proactive in chasing the lender.
Re equity release . John Whyte is a professional in his field , guiding you through all the process, making sure it’s right for you. Highly recommended.
It was so nice to be able to deal with someone direct who, let me assure you, has his clients best interests at heart. My equity release had a few delays because of COVID but John was always checking and getting back to me to try to hurry things along. I would and have recommended him to others as equity release can be a tricky field to navigate but John made it all so clear and easy to understand.
John was recommended to us for his specialised knowledge in the Equity Release field by another professional. We are so glad we followed that advice. Throughout our house purchasing process he was helpful, informative and always friendly. Complications arose on the house seller’s side causing the conveyancing process to become prolonged. However, John not only remained patient and guided us through the stages for securing our loan but he was also proactive in communicating with our solicitor to minimise delays. It was largely due to his perseverance that the the deal was completed successfully. We cannot thank you enough, John, and will happily recommend you to anyone seeking ER advice.
Professional service throughout, excellent support, patience and guidance during the whole process. Advice given was honest, open and easy to understand. We would highly recommend John to anyone – moving is a stressful business, but with the service that John offers it is so much easier!
Eligibility criteria for equity release are very straightforward. You must be a homeowner with a conventional property located in the UK. Your home must be worth at least £70,000 with little or no mortgage left to pay. You (or the youngest homeowner for joint ownership) must be at least 55 years old to qualify.
There are a range of factors affecting the amount of money you are able to release from your home. Clearly, the value of your property is of paramount importance, including any outstanding mortgage that must be repaid first. Other factors to be taken into account include your age, health, medical history, lifestyle and more. The older you or your partner are, the more you may be able to borrow.
To find out more about equity release mortgages and later life mortgages in Brighton & Hove, please get in touch on 01903 890 660 to arrange an initial consultation. You are very welcome to visit our office in Worthing or we can make an appointment for a home visit if you prefer. Rest assured that our first consultation is always free of charge and without obligation. We look forward to hearing from you.
Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull,
England, B93 0NH
For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender. The exact amount will depend
The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.