Hello, I’m John Whyte, Specialist Equity Release Broker covering Kent and the whole of the UK.

I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.

Why choose equity release?

When many people approach retirement, they come to find that a large amount of their wealth has been invested in their home, preventing them from using it. Although downsizing is an option, there’s an alternative for homeowners that don’t wish to move out; equity release.

According to the latest Rightmove figures, property in Kent had an average value of £415,354 in 2020/2021, with detached properties fetching an average of £623,961. Zoopla identified the most desirable areas in Kent as Chislehurst (average property price of £662,837), Edenbridge (average £558,678), Tunbridge Wells (average £548,615), Cranbrook (average £538,211) and Bexley (average £514,108). Overall, sold prices in Kent were up 10% on the previous year and 16% up on 2018. With such healthy capital growth rates, now could be the perfect time to consider tapping into the equity tied up in your home.

Equity release plans allow you to access a portion of the money tied up in your property, in order to spend it on the things you want. Perhaps you’ve been waiting to buy a new car or make some renovations to your home, or maybe you want to treat your family to a special holiday. For some, accessing small amounts of equity over time simply allows them to live more comfortably in their retirement.

It’s important to understand that equity release is a major decision and will affect your finances for years to come. Taking impartial expert advice is essential to get a clear picture of whether equity release is the right choice for your circumstances and, if so, which schemes offer the greatest benefits to your unique situation.

How equity release works

How can John Whyte Equity Release help?

I have been providing professional financial assistance for many years, throughout Kent, Sussex and Surrey. My career has been built on offering reliable, unbiased advice, and I would be happy to explain the details of equity release and the impact – both positive and negative – it can have on your lifestyle and on your family members after you pass away.

If you have any questions or would like to learn more about equity release or my professional background, please get in touch. Initial consultations are always free and without obligation, and are intended to help you decide whether to pursue equity release as an option. Call me directly on 01903 890 660 or send a message using the form on the right and I will get back to you as soon as possible.


Sylvie & Edward Chilman – Gillingham, Kent,

We recently dealt with John and would highly recommend him. The transaction went smoothly and efficiently. He gave us such great and friendly service and we felt really looked throughout the whole process. Definitely five stars!

Mr S Adams from Eastbourne

Re equity release . John Whyte is a professional in his field , guiding you through all the process, making sure it’s right for you. Highly recommended.

Mr & Mrs A, Eastbourne

John made the process of equity release so easy, keeping in contact every step of the way. I would highly recommend him if you are looking for equality release or mortgage advice

Mr M, Croydon

John did a terrific job in helping me to change from residential to buy-to-let mortgage. He listened to my wishes and acted promptly – all very professional and straight forward!

Highly recommended and I would use him again in the future!

Mr & Mrs Harrison, Eastbourne

I first contacted John around 5 years ago about equity release and without fault he has continued to provide upto date market information and support until i finally this year completed my equity release.
I would not hesitate in recommending him and i will definitely contact him for any future requirments.

Our Case Studies

How much could you release?

Talk to us today about equity release by calling 01903 890660 or by the form below.

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Equity Release Sussex is a trading style of The Later Life Lending Network Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (Ref – 649443). Registered in England and Wales no. 09832887. Registered address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH.

For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender.


The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.

For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK