Hello, I’m John Whyte, Specialist Equity Release Broker in Sussex covering the whole of the UK.
I’ll help you choose an equity release plan that’s right for you, leaving you to enjoy your retirement.
I’ve prepared a handy guide to answer some FAQs but welcome you contact me so I can answer your questions personally. To understand the features and risks of your own lifetime mortgage, please
ask for a personalised illustration.
We cannot speak highly enough Of John Whyte’s assistance and professionalism during our recent equity release.
We would not hesitate in recommending him to anyone who asked.
Martin and Eileen Cassillis
I had the pleasure of employing John Whyte for releasing equity on my property. I was very impressed with the advice, efficiency, friendliness and quick service that entailed. I was kept informed and up to date on a regular basis. He was knowledgeable and was always on hand to offer any information or advice as the process went forward, with no problems or delays. Professional and friendly service – I would highly recommend.
John was fantastic! He was very thorough in explaining every step of the way and very much had my interests at heart. Despite Covid, he sorted the Equity Release very quickly and efficiently. I was extremely happy with his services. If you need to get Equity Release then he’s the man to sort it for you .Thank you John.
First contacted John a couple of years ago for advice which he gave making sure I understood everything. This year I contacted him again regarding equity release and again he was very helpful, made sure I understood everything and kept on top of the transaction. I would recommend him.
I first contacted John around 5 years ago about equity release and without fault he has continued to provide upto date market information and support until i finally this year completed my equity release.
I would not hesitate in recommending him and i will definitely contact him for any future requirments.
Just completed second mortgage guided throughout again by John Whyte. Great expert in his field, and endlessly patient and helpful in securing a really good deal for me. Can recommend him totally. Thanks John.
John was so amazing, throughout the whole process. He is so professional and nothing was ever too much trouble for him. There were a few sticking points along the way, but John was literally there chasing everybody, to get the transaction concluded. Without him we would definitely still be going backwards and forwards!. I would highly recommend John everyday of the week.
John was very professional & explained everything in language that was easy to understand, his presentations were clear and easy to comprehend, he paused frequently, for us to ask any questions, very friendly, and easy one the ear, we did not feel pressurised at all, and everything was documented exactly as per the meetings, after speaking to another Equity Release Company, I would highly recommend John. 10 out of 10 for Service and friendliness.
John was recommended by a friend. He was knowledgeable and friendly whilst advising and supporting my mortgage application. He kept me well informed of the process and was proactive in chasing the lender.
As with any significant financial decision, before committing to equity release you should always seek professional, impartial advice from a regulated specialist, which is tailored to your personal circumstances.Read more
Some people believe that the qualification for equity release is complicated – but in fact it is very simple. Firstly, you must be at least 55 years old, and you must own a conventional home in the UK that has a value of £70,000 or more.
To pay off an Existing Mortgage
Thousands of homeowners across the UK have interest-only mortgages that are due to mature. If you don’t currently have means to repay the capital balance that’s outstanding, or can’t afford to switch to capital repayment, equity release may help.
To Release Cash
Are you hoping to “future-proof” your home with a conversion or refurbishment? Maybe it’s time to replace your car with something more efficient? Releasing equity in the form of a lump sum could give you the cash injection you need.
For a Family Holiday
Lots of people hope to enjoy your retirement with plenty or travel and relaxation. If you’ve found that your income has reduced but your leisure expenses have gone up, equity release might be the perfect way to fund that holiday of a lifetime.
If you are currently living in, or near, Eastbourne and would like to set up a free initial consultation with no obligation, please get in touch. I would be happy to help you understand the options available and how they might be able to support your plans for the future.
Equity Release Sussex is a trading style of TRM Financial Ltd (FCA Ref 725622), an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (649443). Registered in England and Wales no. 09832887. Registered Address: 70 St. Johns Close, Knowle, Solihull,
England, B93 0NH
For Independent Equity Release advice we do not charge any upfront fees however,
a fee of up to 1% of the total cash facility arranged is payable (subject to a typical minimum charge of £1,295) on completion for our service in relation to lifetime mortgage contracts plus commission from the lender. The exact amount will depend
The exact amount will depend on the complexity and work involved in your case and will be confirmed by way of a formal fee agreement.
For Independent Mortgage Advice we charge a fee of up to 1% of your mortgage amount payable (subject to a typical minimum charge of £295 payable on application & £300 on completion (£595 in total) plus commission from lender. The exact amount will depend on the complexity and work involved on your case and will be confirmed by way of a formal fee agreement.
To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.